LF CAPITAL LLC, Detroit, MI
Need A Second Chance? We have auto loans available for all credit situations.
Buy Here Pay Here Loan Servicing
Contact UsGETTING APPROVED FOR FINANCING CAN BE SIMPLE!
We are an indirect finance company. Dealers across the country use our program to help consumers buy cars on credit. We can help you find a dealer near you.
About Us
At LF Capital, we specialize in end-to-end loan servicing tailored specifically for Buy Here Pay Here (BHPH) dealerships. Our goal is simple: help you maximize collections, minimize delinquencies, and free up your team to focus on what you do best—selling cars.
By managing this critical aspect of your operation, we help Buy Here Pay Here dealers save both time and operational costs.
Full-Service
Loan Management
Collections & Delinquency Handling
Customer Service
You Can Trust
Why Choose Us?
- Proven Track Record
Years of experience helping BHPH dealers improve cash flow and reduce charge-offs. Compliance-Focused We stay current on federal and state-level lending regulations to help you stay protected. - Customized to Your Business
We tailor our process to your policies, schedules, and customer base. Tech-Driven Online account management, automated alerts, and full payment tracking—accessible 24/7. - Compliance-Focused
We stay current on federal and state-level lending regulations to help you stay protected. - Tech-Driven
Online account management, automated alerts, and full payment tracking—accessible 24/7.
What We Offer?
"Professional. Personal. Proven. Loan servicing built for Buy Here Pay Here."
- Full-Service Loan Management
Payment processing (online, ACH, debit/credit), daily reconciliation & reporting, late fee assessment and notifications, customer communication (call, texts, emails), credit reporting. - Collections & Delinquency Handling
Automated reminders and outbound calls, friendly but firm collections strategies, skip tracing & recovery support - Customer Service You Can Trust
Dedicated account reps for your dealership, bilingual support (English/Spanish available), online portal for both you and your customers.
Let's Grow Together
- Save time, lower overhead
- Improve customer retention and boost your bottom line
- Let us handle the follow-up so you can handle the front line.